The Central Card
For customers involved in frequent projects around their home and garden, The Central Card, our in-house credit card, can be an excellent choice. Monthly statements allow you to track your purchases, and the card offers easy repayment terms with a minimum monthly payment of 10% of the card's balance or $10.00 (whichever is greater). Service charges are calculated on the unpaid balance at 1.45% per month. Credit limits are available up to $5,000.00 (O.A.C.).
There are many advantages to using your Central Credit Card
Our 30-day billing cycle lets you tackle a project this month, but pay for it next month (without incurring interest).
Central credit card holders receive special offers (not available to non-card holders) with their monthly statements.
Our interest rates are fair, and designed to let you pay off your balance in a reasonable amount of time (should you need to carry one).
Paying your balance is easy. Pay by cash, cheque or Interac at any bank or credit union, through online banking, at any Central store or by mail.
Applying for your Central Card is easy! You can apply in-store at our Customer Service desk, or you can click here to print and complete the application form (choose the one most appropriate for your needs), sign it and take it to your local Central store. Approval is immediate (O.A.C.) - and you can start shopping with your new card right away!
For customers engaged in larger purchases or projects, Central offers a number of No Interest, Equal Monthly Payment Plans from 3 Months to 3 Years. Click here for full details.